Savings That Grow With Your Goals
Whether you are building your savings for something special or prepare for the future, we offer options designed around your needs. From regular savings accounts to money market accounts and share certificates, we provide flexible choices like direct deposit and payroll deductions to help you work towards your financial goals.
Savings for every season with a club account.
Whether you’re preparing for holiday expenses or planning for summer adventures, our club accounts make it easy to set money aside throughout the year. These dedicated savings accounts help you stay on track with your goals and be prepared for upcoming expenses. At maturity, you can withdraw the balance or transfer it to your checking or savings account here. If you need the money sooner than expected, early withdrawals are available.
Summer Club
Plan ahead for summer expenses by saving all year. Choose the option that works best for you:
- Receive your full balance on July 1
- Receive half of your balance on July 15 and the other half on August 15
Christmas Club
Prepare for holiday expenses by saving throughout the year. Christmas club accounts mature in October, which means you’ll have your money available before the holiday season begins.
Retirement and Additional Savings
Money Market
Make your savings work harder.
A money market account helps you earn more than a traditional savings account while keeping your money accessible. Members can make up to six withdrawals per month, with interest rates based on the tiered minimum balance.
Share Certificates
Lock in your savings.
A Share Certificate offers a set-term savings option with a guaranteed interest rate for the length of the term. With a $2,000 minimum deposit, you can choose a term length that fits your goals and know your rate for the duration of the certificate.
Share Certificates are designed to be held until maturity. Adding to the certificate or withdrawing funds before the end of the term is not permitted without a penalty.
IRAs
An IRA can help you invest in your future.
Saving for retirement looks different for everyone. We offer Traditional and Roth Individual Retirement Accounts (IRAs) to help you save for the future. Choose the flexibility of an IRA savings account or the stability of an IRA share certificate to fund your long-term goals.
Share Rates
| Account Type | Dividend Rate | APY* | Penalty | Minimum |
|---|---|---|---|---|
| Share | 0.10% | 0.10% | NA | $50.00 |
* Annual Percentage Yield
All rates, penalties and minimum balances subject to change without notice.
| Account Type | Rate | APY* | Penalty | Minimum |
|---|---|---|---|---|
| Club | 0.10% | 0.10% | $7.00 | NA |
* Annual Percentage Yield
** Christmas Club will mature on October 1. Vacation Club matures on June 30. Summer Savings Club maturity depends on club type.
All rates, penalties and minimum balances subject to change without notice.
| Account Type | Dividend Rate | APY* | Penalty | Minimum |
|---|---|---|---|---|
| Money Market | 0.05% | 0.05% | NA | $1.00 |
| Money Market | 2.23% | 2.25% | NA | $2,500.01 |
| Money Market | 2.47% | 2.50% | NA | $25,000.01 |
| Money Market | 2.72% | 2.75% | NA | $50,000.01 |
| Money Market | 4.41% | 4.50% | NA | $100,000.01 |
* Annual Percentage Yield
*** Maximum withdrawals: 6 per month.
All rates, penalties and minimum balances subject to change without notice.
| Term | Dividend Rate | APY* | Penalty | Minimum |
|---|---|---|---|---|
| 6 Months | 3.20% | 3.25% | 90 Days | 2,000.00 |
| 12 Months | 3.20% | 3.25% | 90 Days | 2,000.00 |
| 24 Months | 2.96% | 3.00% | 90 Days | 2,000.00 |
| 36 Months | 2.47% | 2.50% | 180 Days | 2,000.00 |
| 60 Months | 2.23% | 2.25% | 180 Days | 2,000.00 |
*APY = Annual Percentage Yield.
All rates, penalties and minimum balances subject to change without notice.
