Account
Savings
Checking
Club Accounts*
Money Market Accounts**
Share Certificates
6 Month
12 Month
24 Month
36 Month
60 Month

* Christmas Club will be transferred to regular shares in early October.  Vacation Club will be transferred to regular shares in late June.
Summer Savings Club distribution depends on club type.

** Minimum balance $2,500.00.  Maximum withdrawals: 6 per month.  No minimum deposit or withdrawal amount.  Account earns savings rate if it falls below minimum balance.

All rates subject to change without notice.

Rate
0.10%
0.05
0.10
0.05
Rate
0.10
0.15
0.30
0.50
0.75
APY
0.10%
0.05
0.10
0.05
APY
0.10
0.15
0.30
0.50
0.75
Penalty Minimum
N/A

$50.00

N/A
N/A

$5.00/SW

N/A
N/A

$2,500.00

Penalty Minimum
90 days $2,000.00
90 days $2,000.00
90 days $2,000.00
180 days $2,000.00
180 days $2,000.00

Savings Product Rates

as of 1/1/2016