Banking Built Around Your Community.
For generations, Essex County Teachers Federal Credit Union has helped educators, public employees, and their families reach their financial goals through trusted savings, lending, and personalized service.
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Whether you’re building savings, financing your next vehicle, or planning for tomorrow, we’re here with straightforward financial solutions and people who genuinely care about your success.
Savings Accounts
Whether you are building your savings for something special or preparing for the future, we offer options designed around your needs. From regular savings accounts to money market accounts and share certificates, we provide flexible choices like direct deposit and payroll deductions to help you work towards your financial goals.
Vehicle Loans
Whether you’re purchasing a new or used vehicle or refinancing a vehicle you already bought, an auto loan with us can help you get behind the wheel with less stress. We’re here to help make your next vehicle more affordable.
Personal Loans
Sometimes life comes with expenses that don’t fit neatly into a category. Our personal loans can provide flexible financing for things like vacations, tuition, debt consolidation, car repairs and other personal needs.
Membership Starts with Your Connection.
- Most Essex County Board of Education Employees
- County of Essex Employees
- NJ Court Employees
- Montclair Police FOP
- Retirees of the Above Groups
- Eligible Family Members
Banking That Puts Members First.
Personal Service
When you call us, you’ll speak with people who know your community—not a call center
Local Commitment
We’re proud to serve educators, public employees, retirees, and their families throughout Essex County.
Trusted Financial Guidance
We’re here to help you make informed financial decisions with products designed around your needs.
Serving Our Community with Pride
We proudly serve educators, public employees, retirees, and their families by providing trusted financial services with a personal touch. We’re committed to helping every member build a stronger financial future through accessible banking and genuine relationships.
